x
By using this website, you agree to our use of cookies to enhance your experience.
KEYWORD "Lending Criteria" - 49 RESULTS
Single Income Homebuyers face huge uphill task - figures

New statistics from the Financial Conduct Authority, analysed by a legal firm, show the clear disadvantage and worsening picture for single...

23 April 2024

From: Breaking News

Wealthy buyers hit by tougher lending criteria

Mortgage rates may be falling but tougher lending criteria is stifling many borrowers, including high earners. Research by Investec has found the...

30 January 2024

From: Breaking News

Lenders urged to review mortgage criteria to reflect EPC ratings

Mortgage lending criteria and products are failing to keep up with more energy-efficient homebuilding techniques, it has been claimed. The Home Builders...

06 July 2023

From: Breaking News

100% mortgages set for comeback - reports

100% mortgages are rumoured to be making a comeback. The products were blamed as a cause for the 2008 financial crash, with...

09 May 2023

From: Breaking News

First-time buyer market share drops as prices rise

First-time buyers in the UK are paying almost a third more to get on the property ladder than they were five...

04 May 2023

From: Breaking News

There are reasons to be optimistic in the second half of 2023

Usually, I enter January with a spring in my step - optimistic about what the future holds.  Two years ago, after the...

07 January 2023

From: Features

What To Expect from the Property Market in 2023

Over the later part of 2022, we have experienced unprecedented economic and political turmoil, which will remain as we head into...

17 December 2022

From: Features

Property market ‘recalibration’ is underway - claim

The property market is ‘recalibrating’ but should be seen in context of economic events, agents are being urged. Kris Mclean, managing director...

06 December 2022

From: Breaking News

When the going gets tough, focus on your leaky bucket

As economic signs increasingly point to a contraction in the property market, competition for new business will inevitably heat up. But...

03 December 2022

From: Features

'Non-standard' mortgage borrowers warned of tougher times ahead

Hundreds of thousands of mortgage applications could fail in the coming decade as lending criteria tightens amid the cost of living...

21 October 2022

From: Breaking News

Affordability would be squeezed if mortgage rate rose to 6%, says Rightmove

The average monthly mortgage payment for a household buying a first-time buyer home would increase to £1,302 if the average mortgage...

28 September 2022

From: Breaking News

What agents want from today’s mini-Budget

New Chancellor Kwasi Kwarteng is expected to unveil the Government’s so-called “plan for growth” today during a mini-Budget. The property market is...

23 September 2022

From: Breaking News

Plans for 50-year intergenerational mortgages get cautious welcome

Long-term 50-year mortgages that can be passed on by parents to their children appear to be the latest idea from the...

04 July 2022

From: Breaking News

Buyers urged to get moving on a mortgage as rates hit 13-year high

Buyers are being urged to act now to secure decent mortgage pricing as interest rates hit a 13-year high yesterday. The Bank...

06 May 2022

From: Breaking News

Warning - new checks on mortgage applications could hit house hunters

A property expert has predicted that mortgage applicants are likely to find it 'much harder' to be approved for loans as...

19 April 2022

From: Breaking News

Agent lashes out against any relaxation of mortgage lending

An estate agency owner who is also a qualified independent mortgage adviser has hit out against the suggestion that lenders may...

09 December 2021

From: Breaking News

95% mortgages fall flat as few deals actually agreed, claims broker

A broker claims the high profile return of the 95 per cent mortgage has actually made little impact on the housing...

27 August 2021

From: Breaking News

Valuations and transactions cooling as tougher Tiers arrive

The housing market in England and Wales is stabilising, according to analysis of web traffic from a property advice site.  Valuation requests...

27 November 2020

From: Breaking News

There may be trouble ahead…Mortgage lending to get tougher

A Bank of England survey suggests it may be more difficult for prospective buyers to get a mortgage later this year. In...

16 October 2020

From: Breaking News

Good News: Negative equity threat “far lower” than after 2008 recession

There’s good news from the think-tank the Resolution Foundation, which says the threat of negative equity because of the Coronavirus crisis...

02 September 2020

From: Breaking News

The three key factors influencing the UK property market

The outlook for the housing market is still taking shape, but here I take a look at three market indicators to...

30 May 2020

From: Features

'No DSS' lawsuits - what do letting agents need to know?

Over the last few years, there have been a number of high-profile court cases in which renters took action against letting...

30 May 2020

From: Features

Death of buy to let has been greatly exaggerated, new figures show

Predictions that landlords are not buying properties to let out because of tougher rental taxes and regulations appear to be short...

19 February 2020

From: Breaking News

Brexit Blues: “sharp correction” likely post-deal, agent warns

Homes in central parts of London sold for a typical 11.5 per cent below asking price in the first three months...

21 June 2019

From: Breaking News

The evolution of conveyancing referrals – how can agents replace lost revenue?

In recent years, estate and letting agents have been faced with a series of tough challenges to absorb and react to. There...

01 June 2019

From: Features

Market shock as asking prices fall by more than usual before Christmas

Asking prices of homes coming to the market have fallen for the second month in a row - and Rightmove says...

17 December 2018

From: Breaking News

Rightmove says it's a 'summer sale' - with Connells leading price cuts

Rightmove says the housing market is now into a ‘summer sale’ as newly-marketed property shows an average asking price fall of...

20 August 2018

From: Breaking News

Brexit is now single biggest worry for property industry - claim

A survey of owner-occupiers, landlords, property investors and insolvency practitioners has revealed that Brexit is the single biggest concern when it...

19 June 2018

From: Breaking News

First timers still have obstacles to buying, insists leading estate agent

One of the country’s leading experts on the housing market says first time buyers are still hampered from purchasing homes despite...

01 June 2018

From: Breaking News

Number of fall throughs in past quarter hits 10-year high

The number of house sales falling through pre-completion during the first quarter of 2018 reached its highest level for this time...

10 April 2018

From: Breaking News

Building bridges: Q&A with Daniel Owen-Parr of Together

As the mainstream mortgage market braces itself for yet another clampdown on buy-to-let lending, a growing number of property investors are...

04 August 2017

From: Features

The good, the bad and the ugly of mortgage brokers

One of the biggest stories post-Brexit is how the housing market has proven to be more resilient than anyone could have...

15 April 2017

From: Features

Bigger than expected asking price surge - but market still cooling

The average asking price rise for homes coming to the market in the last month has been a chunky 1.3 per...

20 March 2017

From: Breaking News

Another Rightmove record - 131 million visits last month

Rightmove secured over 131m visits last month, an all-time high for January. The 131m total was some three per cent above January...

20 February 2017

From: Breaking News

Buy-to-let mortgages: What opportunities and challenges lie ahead?

The rapid growth in popularity of buy-to-let in recent years, fuelled in part by the failings of the pensions industry, has...

17 February 2017

From: Features

South West London is 'risky' mortgages hotspot

The highest number of 'risky' mortgages issued during 2015 was in South West London, according to new analysis of the latest...

24 January 2017

From: Breaking News

Happy New Year from Estate Agent Today - this is what's in store...

This is the final Estate Agent Today until Tuesday January 3 2017, so everyone at Angels Media sends all good wishes for...

30 December 2016

From: Breaking News

Brexit and property taxes lead to subdued forecast for 2017 market

Brexit and wider economic uncertainties worsened by changes to property taxation have forced the Council of Mortgage Lenders to cut its...

20 December 2016

From: Breaking News

Quote, unquote - What the industry said in 2016

Forecasts are so last year: who anticipated Bowie, Brexit or Balls for example? Quotes, on the other hand, really ARE last year...

17 December 2016

From: Features

Will Hammond's property past benefit the future of our industry?

We are now only days away from one of the most-anticipated events in UK politics; one which has a considerable impact...

19 November 2016

From: Features

London's housing market may benefit from Trump, insist estate agents

Estate agents and market analysts have spent 24 hours expressing their nervousness over the repercussions of Donald Trump's victory in the...

10 November 2016

From: Breaking News

Brexit means fewer transactions as price growth 'slackens' says Savills

One of the first major pieces of research to come from an estate agency following the EU referendum suggests the short-term...

14 July 2016

From: Breaking News

Index of house prices – or accumulating crisis?

So we now have a new 'official' index of house prices, and much good may it do us. For the chattering classes...

17 June 2016

From: Features

Property Natter – the top five Proptech products

Last time out I spoke about the beginnings of a PropTech revolution, with two major London-based events in the offing over...

13 May 2016

From: Features

Over quarter of transactions fell through in 2015 claims quick-sale firm

More than one in four sales across the UK fell through last year, claims a quick-sale company. Quick Move Now claims a...

07 January 2016

From: Breaking News

Prime London prices now average £2.3m but agency warns growth slowing

Prime Central London’s residential values have risen 4.3 per cent over the past 12 months and now average £2.3m per property...

16 December 2015

From: Breaking News

No clue as to whether MMR review will boost housing market

The Financial Conduct Authority is remaining tight-lipped as to whether its newly-announced assessment of MMR will lead to easier access to...

08 September 2015

From: Breaking News

‘Drip-feed of new homes could hold back resurgent London market’

The demand for homes in the capital remained robust during Q1 2015, according to Chestertons’ London Prime Residential Report for spring...

27 May 2015

From: Breaking News

Yield is king for buy-to-let investors

With pension reform, council licensing changes and a General Election on the horizon, many are anticipating a boom in the buy-to-let...

22 April 2015

From: Sponsored Content

MovePal MovePal MovePal